Buying a home is one of life's most exciting and momentous experiences; it can also be one of the most daunting. Our aim is to take you through the purchase process step by step, to help you find your ideal home at a price suited to your budget.
FIND OUT HOW MUCH YOU CAN BORROW
Before you begin your property search it is essential to establish what you can afford. Each lender has their own borrowing standards that must be met and rates fluctuate. In addition to your income, mortgage companies now take into account the deposit and other financial commitments you may have such as loans, repayments, monthly outgoings, utilities etc.
First time buyers need to know how much you are likely to be able to borrow and what your monthly repayments will be. Existing mortgage holders may wish to consider refinancing, consolidating other debts and what will happen to your monthly payments if interest rates were to change.
NEED HELP TO FIND THE RIGHT MORTGAGE?
As part of our on-going customer commitment, we can offer our clients straightforward, expert advice - whether you are a first time buyer, looking to re-mortgage or have a portfolio of rental properties.
Financial planning and mortgages can be complicated and products change regularly. We aim to keep it simple and guide you through the process from start to finish.
In order to understand you and your circumstances, our qualified advisors will be happy to meet you for an informal chat. They have access to products from the whole of the market to help find you the best deal. All advice is completely independent and unbiased - our sole aim is to help you choose the best solution.
Our initial meeting is free. We may subsequently charge for any advice given, depending on circumstances. Our typical fee is £200.
USE OUR MORTGAGE CALCULATOR